Chase Freedom Unlimited® Card
The Chase Freedom Unlimited® Card offers versatile cashback, no annual fee, and flexible rewards on everyday spending and travel.
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Earn unlimited cashback on all purchases
The Chase Freedom Unlimited® Card lets you earn cashback on everything you buy, without limits or caps, making it simple to maximize rewards on everyday spending.
Enhanced rewards on dining and travel categories
Cardholders enjoy 5% cashback on travel through Chase Ultimate Rewards® and 3% on dining and drugstore purchases, adding extra value to frequent categories.
Generous welcome bonus for new cardholders
New members can unlock a valuable sign-up bonus by meeting the minimum spending requirement in the first few months, boosting their rewards right away.
No annual fee, making it budget-friendly
This card comes with no annual fee, meaning you can keep earning rewards year after year without worrying about extra costs.
Discover the Chase Freedom Unlimited® Card
When it comes to everyday spending, the Chase Freedom Unlimited® Card is hard to beat. Unlike cards that limit how much cashback you can earn, this one offers unlimited rewards with no caps, giving you peace of mind to spend freely. You’ll enjoy 5% cashback on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstore purchases, and 1.5% on everything else. That means groceries, gas, streaming services, and even utility bills can add up quickly toward rewards. For frequent travelers, pairing this card with a premium Chase Sapphire product allows you to transfer points for even greater value. Plus, new cardholders can benefit from a generous sign-up bonus when meeting the minimum spending requirement within the first few months. Best of all, the Chase Freedom Unlimited® Card carries no annual fee, so you can keep it in your wallet year after year without worrying about offsetting costs. It’s a simple, smart choice for anyone who wants rewards without the hassle of tracking rotating categories.
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Does the Chase Freedom Unlimited® Card have an annual fee?
No, the card has no annual fee, making it easy to keep long-term.
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What credit score do I need to qualify?
Most applicants approved for this card have good to excellent credit (typically 670+).
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How much is the welcome bonus worth?
Chase often offers a cash bonus after meeting a minimum spending requirement, usually within the first 3 months.
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Can I use my cashback as points for travel?
Yes, cashback is earned as Chase Ultimate Rewards® points, which can be redeemed for travel, gift cards, or statement credits.
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Is this card good for international travel?
It can be used abroad, but note that it charges a foreign transaction fee. For frequent international travelers, a no-foreign-fee card may be better.
How to Apply for the Chase Freedom Unlimited® Card
Applying for the Chase Freedom Unlimited® Card is straightforward and can be done entirely online. Simply visit the Chase website, review the card’s features, and click “Apply Now.” You’ll need to provide basic personal and financial information, such as your name, address, income, and Social Security number. Chase will then perform a credit check to determine your eligibility. Generally, this card is best suited for applicants with good to excellent credit. Approval is not guaranteed, but maintaining a solid credit score and a steady income increases your chances. Once approved, you’ll typically receive your card within 7–10 business days, although instant approval is possible in some cases. You can also check pre-qualification on the Chase website before applying, which won’t affect your credit score. This step helps you gauge your chances without committing to a hard inquiry. Taking a few minutes to apply can unlock years of cashback rewards, making the Chase Freedom Unlimited® Card a smart addition to your financial toolkit.