Chase Sapphire Preferred® Credit Card
The Chase Sapphire Preferred® Card offers flexible rewards, travel protection, and partner perks—ideal for maximizing points on every purchase.
By: Zienic
Earn Bonus Points on Travel & Dining
Earn valuable Chase Ultimate Rewards® points on every purchase, with bonus points on travel and dining.
Flexible Redemptions with 25% Boost
Redeem points flexibly for travel, cash back, or gift cards — with an extra 25% value through Chase Ultimate Rewards®.
Robust Travel Protections
Enjoy comprehensive travel protection, including trip cancellation, rental car insurance, and baggage coverage.
1:1 Transfers to Top Partners
Benefit from premium partner perks, including transfers to airline and hotel loyalty programs at a 1:1 value.
Discover the Power of the Chase Sapphire Preferred® Credit Card
The Chase Sapphire Preferred® Credit Card offers a rare combination of value, flexibility, and protection that appeals to both frequent travelers and casual cardholders. With an impressive points system, you’ll earn 5x points on travel purchased through Chase Ultimate Rewards®, 3x points on dining, online grocery purchases, and select streaming services, and 2x points on all other travel. Plus, you’ll enjoy a generous welcome bonus after meeting the minimum spend requirement, giving your rewards a strong start. Beyond earning potential, this card provides valuable perks that make it stand out. Points can be redeemed for flights, hotels, and car rentals at 25% more value through Chase Ultimate Rewards®, or transferred to top travel partners like United, Southwest, or Hyatt. The annual fee is modest compared to premium cards, yet the benefits — including travel insurance and purchase protection — are robust. This makes the Chase Sapphire Preferred® ideal for anyone looking to elevate their travel experiences without overspending.
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What credit score do I need for the Chase Sapphire Preferred® Credit Card?
Most applicants approved for the Chase Sapphire Preferred® have a good to excellent credit score, typically 700 or higher.
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Does the Chase Sapphire Preferred® charge foreign transaction fees?
No, this card has no foreign transaction fees, making it perfect for international travelers.
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What is the annual fee for the Chase Sapphire Preferred® Credit Card?
The annual fee is $95, which is offset by the valuable rewards and travel perks it offers.
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Can I transfer my points to airline or hotel partners?
Yes, you can transfer points at a 1:1 value to leading travel partners like United, Southwest, Marriott, and Hyatt.
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How much is the welcome bonus worth?
The welcome bonus can be worth up to hundreds of dollars in travel when redeemed through Chase Ultimate Rewards®, depending on the current promotion.
How to Apply for the Chase Sapphire Preferred® Credit Card
Applying for the Chase Sapphire Preferred® Credit Card is simple and can be done entirely online in just a few minutes. Start by visiting the official Chase website and navigating to the Sapphire Preferred® page. Review the card’s terms, rewards, and eligibility requirements to ensure it aligns with your financial goals. You’ll need to provide basic information such as your income, address, and employment details to complete your application. Chase typically looks for applicants with good to excellent credit, so a credit score of 700 or higher increases your chances of approval. Once approved, you’ll receive your card by mail within 7–10 business days. To unlock the welcome bonus, make sure to meet the minimum spending requirement within the first three months of account opening. Activating your card allows you to start earning rewards immediately on all eligible purchases — whether for travel, dining, or daily expenses. It’s a straightforward process that opens the door to premium rewards and exclusive travel opportunities.